Severe weather incidents have wreaked havoc across Australia already this year. Hail the size of golf balls, tropical cyclones and storm water have caused significant damage and costs for businesses in affected areas. It provides a timely reminder of how adverse events can affect anyone and the need for the right protection.

While you may view all insurance covers for your business as one-and-the-same, each insurance policy provides different levels of cover and every insurer provide different levels of service to support you. The following questions are what you need to ask of your insurer in the event of a claim:

Guild Lawyers’ consultant Adjunct Professor John Kelly AM has been appointed Acting Aged Care Commissioner from 1 May 2010.

The appointment is testament to Professor Kelly’s broad experience in the health and aged care sectors and expertise in the governance and regulation of aged care. Last year, John was made a Member of the Order of Australia for his service to the community in the areas of nursing and aged care policy development, and to healthcare management.

Guild Laywers’ Managing Principal Paul Baker commented on the appointment, “It is yet more deserved recognition of John's significant achievements, as well as his good standing in the aged care industry. John’s appointment affirms our firm’s reputation for attracting the very best personnel in specialist areas of health and aged care law.”

The Aged Care Commissioner is a statutory appointment made under the Aged Care Act 1997. The Aged Care Commissioner can independently review the handling of complaints through the Complaints Investigation Scheme or the Aged Care Standards and Accreditation Agency Ltd.