The Australian Physiotherapy Association (APA) refers members to Guild Insurance for Liabilities Insurance. Guild and the APA have developed a strong relationship with the common goal of providing you with access to the insurance you need.

Choose the cover that's right for you

There are three categories under the Guild Physiotherapists Liabilities Insurance policy:

1. Full-time Private Practice,
2. Full-time Public Practice, or
3. Limited hours (less than 15 hours).

You can elect to be covered for $5 million, $10 million or $20 million to ensure you have the most suitable cover for your needs.

The Guild Physiotherapists Liabilities Insurance policy cover includes:

• Breach of Professional Duty,
• Public Liability,
• Goods Sold and Advice on Goods Sold,
• Legal Fees for disciplinary and coronial inquiries,
• Continuing liability run-off cover even after you retire.

Do you need insurance if you work in the public sector?

Many physiotherapists don't take out their own insurance when they work in a public hospital. While it is possible that you'll be covered under the hospital's insurance policy, it is also possible that someone could take action against the hospital and you! Or the hospital's cover may not be adequate for the specific circumstances of the claim being made.

The Australian Physiotherapy Association (APA) and Guild recommend that all physiotherapists have their own insurance cover. This is why we offer a category for public practitioners.

Would you like more information or a quotation?

Your local Guild regional office will be happy to give you more information or provide a quotation on Liabilities Insurance quickly and easily - please contact us or Freecall 1800 810 213.

Apply Online

Apply for Physiotherapists Liabilities Insurance online, now.