As a speech pathologist, a legal claim made against you can affect your career, and lifestyle. That's why it's essential to protect yourself appropriately against the potential impact of such a claim. In doing so, ask yourself not only, "do I have insurance?", but "do I have the right insurance?"

Our Speech Pathologists' Liabilities Insurance includes three key areas of cover:

- Breach of Professional Duty,

- Public Liability, and 

- Goods Sold and Advice on Goods Sold.

Your cover, your choice
Whether you work in the private or public sector, full time or part time, you can select cover to match your employment status. Guild also offers a choice of $2m, $5m or $10m indemnity, so you can choose the level that's right for you.

Support for your defence
Plus, Guild's policy automatically includes $100,000 cover for legal costs and expenses associated with disciplinary proceedings or a coronial inquiry. Not all policies offer this cover and many have considerably lower limits.

As a Guild client you receive direct access to our in-house team of lawyers for advice regarding liabilities insurance claims. Guild Lawyers are highly experienced in defending claims and will be able to provide you with immediate and ongoing first hand advice on how to handle the situation.

There is a range of additional reasons why Speech Pathology Australia chooses to refer members to Guild, including:

• Cover if you cease working or retire - You automatically receive ongoing cover if you retire or if you cease practicing as a speech pathologist.
• No excess - There is no excess or 'deductible' payable by you in the event of a liabilities insurance claim. 
• Guild monthly instalment plan - With Guild's pay-by-the-month option you can pay your insurance premium over 12 months directly from your bank, credit union/building society or credit card account.
• Automatic reinstatement of cover - If you make a claim under the Breach of Professional Duty or Public Liability sections of your policy and your cover has been exhausted; we will automatically reinstate your full cover twice for subsequent claims within the same policy period.
• Financial support for Speech Pathology Australia and speech pathologists - Guild provides ongoing financial support to Speech Pathology Australia in the form of referral fees for every policy we issue to a Speech Pathology Australia member, benefiting both members and the profession overall. In addition, we provide financial support for industry conferences and events, including sponsorship of this year's national conference.

Would you like more information?

Your local Guild regional office will be happy to give you more information on Combined Liabilities Insurance quickly and easily - please contact us on  1800 810 213.

Apply for Speech Pathologists' liabilities insurance online now