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  LIFE COVER  
  Personal details  
  Do you want to do this calculation for you and your partner? * Yes No  
  Your details Partners details  
  Current age *      
  Do you have any financial dependants? * Yes No Yes No  
  Financial details  
  Current debts  
  Current outstanding mortgage $  $   
  Other debts i.e. car and personal loans, credit cards etc $  $   
  Existing savings  
  Emergency funds set aside $  $   
  Other cash or assets that could be sold quickly like shares or managed funds $  $   
  Superannuation account balance(s) $  $   
  Dependants' expenses  
  Estimated dependants' education expenses $  $   
  Any existing life cover?  
  With your superannuation fund(s) $  $   
  With a life insurance company $  $   
  Ongoing income for your dependants' future living expenses
(excluding education expenses for your children)		  
  Estimated amount required per    $  $   
  Number of years to pay an income for your dependants        
  Allowance for death related expenses  
  Costs associated with death eg. Funeral expenses, hospital and legal costs $  $   
  Underlying assumptions  
  Do you want to change underlying assumptions? Yes No  
  Net investment return to determine the cover required for future expenses (between 3% - 8%)  %  
  Inflation rate used to determine the cover required for future expenses (between 2% - 4%)  %  
  * Mandatory fields  
   
  LIFE COVER  
 
 
 Show you    Show your partner  
FusionCharts
 
 
 
    You  Partner 
  Total required cover -$ 999,999,999 -$ 999,999,999  
  With your superannuation fund(s) -$ 999,999,999 -$ 999,999,999  
  With a life insurance company -$ 999,999,999 -$ 999,999,999  
 
  0 -$ 999,999,999 -$ 999,999,999  
 
 
 
 
 
 
  So what will you do next?
 
   Do you want to use another calculator? Yes No    
 
  Working out how much cover you need can be difficult. A Guild Life Risk Adviser can make this task easier by helping you secure the appropriate type and amount of cover. To have a Guild Life Risk Adviser contact you to talk about your needs please complete and submit the form below. Alternatively, you can call us on 1800 333 143.