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Step 1 - Enter your details
Step 2 - Your insurance gap
Step 3 - Next steps
INCOME PROTECTION AND BUSINESS EXPENSES INSURANCE COVER
Personal details
Do you want to do this calculation for you and your partner? *
Yes
No
Your details
Partners details
Current age *
Financial details
Employment income per
Week
Fortnight
Month
Year
$
$
Existing cover
Your existing income protection cover per
Week
Fortnight
Month
Year
$
$
Business related expenses
Business
Do you have ongoing business expenses that will require payment if you are unable to work? *
Yes
No
Business loan
$
Cost of employing replacement staff
$
Rent
$
per
Week
Fortnight
Month
Year
Electricity
$
per
Week
Fortnight
Month
Year
Staff wages
$
per
Week
Fortnight
Month
Year
Existing cover
Existing business expense cover - regular
$
per
Week
Fortnight
Month
Year
Existing business expense cover - lump sum
$
Frequency of results
Display Income Protection cover per
Week
Fortnight
Month
Year
* Mandatory fields
INCOME PROTECTION COVER
Show you
Show your partner
Show Business
FusionCharts
Income protection
You
Partner
 
Total required cover
-$ 999,999,999
-$ 999,999,999
 
Current cover
-$ 999,999,999
-$ 999,999,999
 
Shortfall (additional cover required)
-$ 999,999,999
-$ 999,999,999
Business expenses insurance cover
 
Total required cover
$ 999,999,999
 
Current cover
$ 999,999,999
 
Shortfall (additional cover required)
$ 999,999,999
So what will you do next?
Do you want to use another calculator?
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No
Life cover
Total and permanent disability
Critical illness
Working out how much cover you need can be difficult. A Guild Life Risk Adviser can make this task easier by helping you secure the appropriate type and amount of cover. To have a Guild Life Risk Adviser contact you to talk about your needs please complete and submit the form below. Alternatively, you can call us on
1800 333 143
.