Successfully applying for finance

When seeking funds, it's important to speak the bank's language and understand the key criteria by which they assess your suitability as a borrower.

The success of your application will be based upon a number of factors including:

• your management experience and qualifications
• the nature of the business you are buying
• competitive threats
• the strength of your financial plans
• your contingency plans

Guild Commercial Finance's experienced consultants understand what the banks are looking for in a funding application and can present your position in a way that is more likely to elicit a positive result.

We help you send the right signals to your lender to ease their concerns and present your business position in the best possible light.

Talk to a Guild Commercial Finance consultant now

How we can help

A client experienced in Child Care decided to set up a purpose built centre to cater for 90 children. She prepared a business plan but was declined by three banks she approached for funding. After speaking to Guild Commercial Finance, who assessed the data, we found that the business had mitigated risks sufficiently to warrant support. We then collated the data in a way to elicit a positive response from the financier and prepared necessary submissions.

The transaction was approved by a financier who had previously declined the application based on the way the business case had been presented . This business is now operating at capacity, is a valued member of the community and is a strong well respected client of the bank.