Insurance
2007 Dietitians Liabilities Insurance renewals
Guild and Dietitians Association of Australia (DAA) are pleased to announce that there will be no increase in Dietitians Liabilities Insurance premium rates for the coming year.
In fact, Dietitians in the private sector with $10 million indemnity will experience a significant reduction in their Liabilities insurance premium. Your tailored dietitians policy will continue to cover you for the full scope of your work as an accredited practising dietitian. As a reminder, DAA members pay up to 50% less than non-members on Guild premiums.
A choice of indemnity level
We offer a choice of $2 million, $5 million or $10 million cover, so you can choose the indemnity level that's right for you. Liability cover for $1 million is not offered to any of our client groups in allied healthcare because this amount of cover is considered insufficient to safeguard practitioners against personal injury claims arising from a number of exposures (i.e. public liability).
A choice of employment status
We recognise that not all dietitians are the same. Whether you work in the private or public sector, full time or part time, you can select a policy to match your employment status. It's important to remember that working restricted hours doesn't mean you should have a lower indemnity limit because, while working less may reduce the likelihood of an incident, it doesn't reduce the quantum of any potential claim.
To take out cover
- Choose your Employment Status and Limit of Indemnity using the charts below to determine your premium. You can also download a premium chart here.
- Dowload an application form, complete your details and return it us.
DAA member premiums
Department of Veterans Affairs premiums
Minimum: Public Liability $10Million, Professional Indemnity $5Million and Goods Sold $5Million (for full $10M cover, refer appropriate premium above).
Please note: Premiums effective 31 March 2007. Premiums include GST and government charges. If you are not an accredited member of the DAA, load these premiums by 100% (ie. double them).
Practitioners who have a dual qualification as a Dietitian/Exercise Physiologist or a Dietitian/Diabetes Educator can ONLY select a minimum limit of Indemnity of $5Million.
| Employment Status | |
|---|---|
| Private | All practitioners employed in private practice (clinical or otherwise), those who consult to or who are employed by private hospitals, private industry or other non-government groups. |
| Private Restricted | As for "private", practising less than 16 hours per week. |
| Public | All persons employed in public instrumentalities including the Public Health Services, Education, TAFE, Universities, Corrective Services, Defence etc, at a Commonwealth, State or Local Government level (including up to 5 hours private work per week). |
| Public Restricted | As for "public", practising less than 16 hours per week |
Commitment to providing you with exceptional service is the foundation of DAA's relationship with Guild. If you have any questions regarding your insurance cover please call your local Guild office on Freecall 1800 810 213.